FHA- First Time Home Buyers-Conventional-Jumbo Loans

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HOMEOWNERSHIP ACCELERATOR

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Imagine Real Estate Services offers a variety of loan programs to meet your needs, for example, If you are a First Time Homebuyer, FHA would most likely be your desired program with loan down payment requirements along with flexible guidelines for gift monies and non-occupant co-borrowers such as a parent. FHA also offers a refinance program without an appraisal if your loan is already an FHA loan. Investors programs will allow up to 80% financing through Conventional financing. Need a Jumbo loan, we have access to the best rates and terms! Each borrower is different, our job is to match up the right program for you! We work with the leading lenders in the industry to provide the best pricing and terms for each borrower.

FIRST TIME HOME BUYERS!
INVESTORS!!
HOME OWNERSHIP ACCELERATOR

FIRST TIME HOME BUYERS! First Time Home Buyer's now have a TAX CREDIT of $8,000 if a home is purchased in 2009! With home prices low along with record low rates NOW is the TIME to buy. In many cases it's cheaper to buy than to rent! We can show you how to get more money out of your paycheck from purchasing a home. Every borrower has unique loan needs so CALL TODAY for an appointment to customize the right loan program for YOU!

INVESTORS!! It is a perfect time for Investors to enter the market or add to their portfolio; as with rents increasing and values have dropped to affordable levels the properties in most case have a POSITIVE CASH flow!! 80% financing is available so CALL TODAY for an appointment to customize the best program to meet your needs!

HOME OWNERSHIP ACCELERATOR The Home Ownership Accelerator breaks with mortgage tradition by giving the borrower the power to reduce your debt more aggressively. Traditional mortgages give you lots of ways to get into the loan affordably, but offer no tools to help you manage the debt down. The Home Ownership Accelerator does help reduce debt more quickly, simply by putting all your personal income to better use. Check out the video link on our HOME page! Call us to see if you qualify for this great program!

Closing costs for refinances are approx. $2500 - $3000
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.