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Imagine Real Estate Services offers a variety of loan programs to meet your needs, for example, If you are a First Time Homebuyer, FHA would most likely be your desired program with loan down payment requirements along with flexible guidelines for gift monies and non-occupant co-borrowers such as a parent.  FHA also offers a refinance program without an appraisal if your loan is already an FHA loan.  Investors programs will allow  up to 80% financing through Conventional financing.  Need a Jumbo loan, we have access to the best rates and terms!  Each borrower is different, our job is to match up the right program for you!

 We work with the leading lenders in the industry to provide the best pricing and terms for each borrower.

 
FIRST TIME HOME BUYERS!
INVESTORS!!

FIRST TIME HOME BUYERS!
With home prices low along with record low rates NOW is the TIME to buy.  In many cases it's cheaper to buy than to rent!  We can show you how to get more money out of your paycheck from purchasing a home. Every borrower has unique loan needs so CALL TODAY for an appointment to customize the right loan program for YOU! 


INVESTORS!!

It is a perfect time for Investors to enter the market or add to their portfolio; as with rents increasing and values have dropped to affordable levels the properties in most case have a POSITIVE CASH flow!!  80% financing is available so CALL TODAY for an appointment to customize the best program to meet your needs!



Closing costs for refinances are approx. $2500 - $3000


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.